Esurance, founded in 1999, is primarily an online auto insurnace company. They are best known for their spokeswoman 'Erin Esurnance' and her commercial adventures. Esurance is a direct carrier meaning they will write and ultimately service your auto insurance policy. They offer the ability to buy a policy instantly online and have 24/7 service and support. While they maintain a call center, Esurance is best suited to those intersted in self servicing their auto policy online. Esurance has an A- financial stability rating from AM Best.